74 articles
From credit basics to closing day, get expert tips from America's top mortgage educator. No fluff, just real advice that actually works.
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Buying Basics
Over the last few years, I’ve noticed a major shift in buyer behavior. More and more home buyers are intentionally avoiding new construction and instead searching for homes built in the 1970s, 80s, 90s, and early 2000s…
Buying Basics
Buying a new construction home can be an exciting journey, but it's fraught with potential pitfalls that can turn your dream home into a financial nightmare. After 18 years in the lending industry, I've seen countless…
Buying Basics
Buying a home isn’t just about finding the right property. The smartest buyers use every tool available to lower their out-of-pocket expenses. My favorite hack is getting sellers to pay closing costs. Even if you’ve…
Mortgage 101
Buying a house is one of the biggest financial steps you’ll ever take—but how much do you actually need for a down payment? If you’ve been told you need 20% down, or you’ve been saving for years and feel like you're…
Rates & Market
The housing market has become a pressure cooker for buyers in 2025. Social media is full of rumors. News outlets constantly debate if “Jerome Powell is ruining the housing market.” Many are glued to every headline…
Buying Basics
I was recently on a TV show when the host turned to me and said, “We keep hearing from experts that buying a home is really hard right now. Should people just wait a few years?”
Jen's team helps buyers plan their purchase in all 50 states, whether it's next month or ten years from now.
Mortgage 101
I want to break down the basic requirements for getting a mortgage, because there are so many myths floating around that keep people from even trying.
Mortgage 101
Buying a home can feel overwhelming, especially when it comes to picking the right mortgage lender . I’m Jen, a licensed mortgage lender in 48 states, and my team is one of the top purchase teams in America. Every…
Buying Basics
Buying a home is exciting—but choosing the right real estate agent can make or break the experience. As a mortgage lender licensed in all 50 states , I work with hundreds of agents across the country , and I’ve seen the…
Mortgage 101
Buying a house is exciting—but if you don’t pay attention to the full picture, it can also be stressful. Everyone talks about interest rates and principal , but there are three key parts of your monthly mortgage payment…
Mortgage 101
I don’t think people talk about debt-to-income nearly enough. And I get it — you’re probably thinking, “Why do I even care about debt-to-income?” Here’s why: it’s one of the biggest indicators of whether you’ll get…
Buying Basics
This is a question I get all the time — especially from first-time buyers: “Jen, should I stretch to buy my first house?” If you’re new here, welcome. I’m a mortgage lender licensed in all 50 states, and my team is one…
Jennifer Beeston
EVP National Sales
NMLS #247743
Guaranteed Rate DBA Rate NMLS #2611
