How Homeowner's Can Save Big on Property Taxes

Buying a house as a couple should be exciting but for so many, it becomes the moment everything falls apart. After 18 years as a top mortgage loan officer, I’ve seen relationships unravel during the home loan process because people didn’t talk about money before applying.  In this video, I’m breaking down the real conversations couples need to have about credit scores, income gaps, hidden de...

Understanding debt-to-income ratio (DTI) is one of the most important — and overlooked — parts of getting ready to buy a home. It plays a huge role in whether a mortgage gets approved and whether the payment will actually feel affordable once it kicks in. This video breaks down how lenders view DTI, including both front-end (housing-only) and back-end (housing plus all debts) ratios. It also co...

Mortgage scams are getting more sophisticated by the day, and with AI and online impersonation tactics on the rise, it’s getting harder to tell who’s real. In this video, I walk through how to verify if a mortgage lender is legitimate before handing over any sensitive information. From AI-generated calls to fake websites stealing loan officer identities, you gotta stay smart. You'll learn how t...