Why Mortgage Rejections Are Up in 2025 — And What Lenders Aren’t Telling You

Aug 25, 2025

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In 2025, getting a mortgage isn’t harder due to stricter lending rules — it’s harder because automated systems and undertrained loan officers are causing unnecessary rejections. Many applications are denied over simple errors or misclicks on online forms, not actual qualifications. The real issue is lack of human review and guidance. Borrowers can improve approval chances by working with experienced loan officers who know how to navigate guidelines and structure loans correctly.

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Why Mortgage Rejections Are Up in 2025 — And What Lenders Aren’t Telling You

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Home Truths with Jen

Welcome to The Loan Down — your no-pressure update on mortgage and housing news, with the info you need delivered clearly, simply, and without the stress.

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